Sternen Physical Therapy
Benefits - The entitlement to payment for covered services provided in a policy payable
under the terms of the policy.
Coinsurance - A cost-sharing requirement under a policy which provides that the covered person
will assume a portion or percentage of the costs for covered services.
Co-payment - A percentage of the covered services for which the covered person is responsible.
Covered Person - Any person
entitled to health care benefits
under an insurance policy.
Covered Services- Those professional services, procedures, treatments, accommodations, supplies, and products furnished by a provider to a covered person and for which such covered person's policy provides coverage.
Deductible - An amount of covered services, usually stated in dollars, for which the covered person is responsible in a given period before their insurance company is required to pay for covered services.
In Network / Participating Provider - A professional or institutional provider that has entered into a participation or provider reimbursement agreement with an insurance company, its subsidiaries or affiliated, or that has otherwise been designated by the insurance company to participate in the provision of covered services to covered person(s).
We are In-Network with the following companies:
American Specialty Health
Bureau of Worker's Compensation
Cleveland Clinic Health Network
Medical Mutual of Ohio
Ohio Comp Network
Rehab Provider Network
University Hospitals ACO
*Note: there may be additional companies that we
are in-network with that are not listed here. We would be happy to call your company and find out for you.